Affordability Calculator
Our affordability calculator provides an estimate of how much you may be able to borrow based on your income and financial commitments. By entering details such as your earnings, regular outgoings and deposit, you can get an instant indication of what lenders might consider affordable.
This tool is designed to give you a helpful starting point when planning to buy your first home, move house or review your mortgage options.
Important Information
The results generated by this affordability calculator are for illustrative purposes only and should be treated as a general guide. They are not a guarantee of lending or a mortgage offer. Actual borrowing limits will depend on a full assessment of your circumstances, including income, outgoings, credit history and individual lender criteria. Mortgage affordability assessments vary between lenders and are subject to change. For an accurate assessment and personalised advice, we recommend speaking to one of our independent mortgage advisers.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it, to understand more please click here.